Good for you. I love these "Cash Back" commercials....some people thinks it's a good deal......Apparently they can't do math. Credit cards today are north of 20%.....What a deal....you get 5% back and run up debt in a credit card.....You are paying 15% net. If you only pay the minimum and many do you will never get out of debt.....I'd racked up some hefty CC bills though so I
made a tight budget and swore I'd be debt free
by 2024. Well, it's now August 2024 and I owe
no one a damn dime and actually socked some
cash away too.
I still pay cash for most of my running around expenses....gas, dinner.....exec. Still use checks to pay bills. I rarely use a credit card.