The Original O'l Farts Club.

[oldmaninbc]

$3.4 billion dollars each





View attachment 18981887

Maybe I could buy a used one and save a few dollars.

 

[Gray Wolf]

Maybe I could buy a used one and save a few dollars.

Any information on the operating costs?

 

[SubGirl]

I just spent the last hour freezing my credit reports so nobody can open a account in my name. There are 3 reporting agencies here. Experian, Equivax and Trans Union. Trans Union and Experian were easily done with no problems. However, Equifax was a pain. First, like Gypsy, I had to speak to an agent who of course spoke broken English! Had to get Mrs Pute to help me understand. Didn't work so we have to send in a letter requesting the freeze.......all because we couldn't understand their Agent!!! I could bite a nail in two.

At any rate my credit is frozen and no new account can be opened unless I unfreeze them. I feel better....shame you can't trust anybody these days.

I did that a few years ago when someone bought a new phone and service in my name. Found out when I got the first bill. No problems since.

 

[oldmaninbc]

Azaleas are starting to bloom here. So pretty
View attachment 18982004
grass is sparse tho… thanx Arlo and Mary Jane for that.
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Your flower bed is looking great, it's just not warm enough where I live. Some plants are just starting to break ground, lilies, columbine, irises and a couple I can't name. Tulips are the most advanced no blooms yet, but soon. I like the Lilacs that are abundant in my area.

 

[oldmaninbc]

Any information on the operating costs?

Well, if I can pay minium wage to the crew...

 

[oldfogey8]

I just spent the last hour freezing my credit reports so nobody can open a account in my name. There are 3 reporting agencies here. Experian, Equivax and Trans Union. Trans Union and Experian were easily done with no problems. However, Equifax was a pain. First, like Gypsy, I had to speak to an agent who of course spoke broken English! Had to get Mrs Pute to help me understand. Didn't work so we have to send in a letter requesting the freeze.......all because we couldn't understand their Agent!!! I could bite a nail in two.

At any rate my credit is frozen and no new account can be opened unless I unfreeze them. I feel better....shame you can't trust anybody these days.

Been there, done that. The companies that have the breach are allowed to carry on like they didn’t screw up. They get protection while we get to keep an eye on our credit reports til death. Should do it regardless but it should just be due to safety not because some company didn’t want the expense of securing their(our) data.

 

[oldfogey8]

4th pic down - is that a HORNBILL?

 

[oldfogey8]

@bigsur51 - you could likely find work down here as a supervisor. Lots of construction. Lots of ex-pats on Osa Peninsula…

 

[oldmaninbc]

Oh man - sounds like a real pain in the patootie - so many darn crooks/fraudsters out there - identity theft is a huge problem - there is some crook on Facebook pretending to be me - and another one who nicked gypsynirvana.com - when I forgot to renew that domain - doing the same - but I can't do nadda about it

My neighbor around Christmas time had a phone call from a person whom she assumed to be her son asking for some money because of an accident he was in. It was not her son at all but a voice that sounded just like his. The police had no idea what to do about it.
My neighbor was out thousands of dollars.

 

[CharlesU Farley]

We still use our credit cards, just pay them off monthly since 1980. I've had fraudulent charges, but Visa has always removed them and in some cases issued me a new card.

We have no mortgages, and we got a letter of credit with our bank before I retired if we have any unusual expenses but haven't needed it for the 19 years since.

We've made some high dollar purchases but have managed to save the money and pay cash for them all. I don't see us having need for credit except for possible medical.

Part of the neat thing about being retired and in my dotage is that I've already had all the toys that I coveted so am a cheap date.

Right there with you, almost exactly.

House has been paid off almost 25 years now, have updated/upgraded almost everything including major possible/future expenses like roof, painting, etc., cars are 20+ years old so obviously paid for and almost no cost in insurance, absolutely no credit card debt. Almost no lust for material stuff now, since we got a hot tub when Harley retired.

Can't get a much cheaper date than Harley and me.

 

[jokerman]

Maybe I could buy a used one and save a few dollars.

try facebook market place.

 

[Gray Wolf]

Well, if I can pay minium wage to the crew...

The journeymen anyway.

 

[oldmaninbc]

The journeymen anyway.

International waters, a nuclear reactor, imagine all the grow lights, I might be able to convince the crew to work for buds.

 

[Putembk]

We still use our credit cards, just pay them off monthly since 1980. I've had fraudulent charges, but Visa has always removed them and in some cases issued me a new card.

We have no mortgages, and we got a letter of credit with our bank before I retired if we have any unusual expenses but haven't needed it for the 19 years since.

We've made some high dollar purchases but have managed to save the money and pay cash for them all. I don't see us having need for credit except for possible medical.

Part of the neat thing about being retired and in my dotage is that I've already had all the toys that I coveted so am a cheap date.

Right there with you....

 

[giggy]

Evening folks, just got home from the hospital and seeing my wife. She was sitting up and talking. They came and got her for a mri while we were there. Doctor said the spot dissipating. Now they have to find the cause. If they would of had another place I could have slept I would still be there. Hope all are doing well tonight, I'm wore out from the walk so yall have a great night.

 

[bigsur51]

We still use our credit cards, just pay them off monthly since 1980. I've had fraudulent charges, but Visa has always removed them and in some cases issued me a new card.

We have no mortgages, and we got a letter of credit with our bank before I retired if we have any unusual expenses but haven't needed it for the 19 years since.

We've made some high dollar purchases but have managed to save the money and pay cash for them all. I don't see us having need for credit except for possible medical.

Part of the neat thing about being retired and in my dotage is that I've already had all the toys that I coveted so am a cheap date.

exactly….living like that will get one a credit score up around and above 800

 

[Boo]

my score as of 2 weeks ago was 820...now that I cancelled a card I have for 30 years it'll surely drop...at this point in my life I really don't give a shit...

 

[bigsur51]

 

[Putembk]

I scored HIGH on my credit score....

 

[dogzter]

I have never had a credit card of any kind nor taken any loans out for anything.
If I can't afford to buy it up front I can't afford it.
Been a lifelong philosophy of mine.