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The Original O'l Farts Club.

Gypsy Nirvana

Recalcitrant Reprobate -
Administrator
Veteran
And good morning - if anyone is up at 6.23 am GMT (Grenwich Mean Time) - Let's hope Boo feels better today - and dogzter had a happy birthday 🎂 -

Saturday today - usually I'd take the boy to his Brazilian Ju-jitsu class today at 10am - but he's gawn off with the Army Cadets - and is billeted just off the A3 at Liphook - in an army camp judging by what his phone locator software tells me via WhatsApp - he text me last night 10 minutes before 10pm - and said he was comfortable and 'lights out' will be at 10pm - so I'm not really worried - he sounds fine to me - and in a sense I wish that I was nearly 14 again - with all that adventure ahead of me to discover -
 

Gypsy Nirvana

Recalcitrant Reprobate -
Administrator
Veteran
In the news today - very good news for Germany -

Germany legalises cannabis, allowing possession of up to 25 grams and cultivating up to three plants for personal use -​

 

Unca Walt

Well-known member
420club
In the news today - very good news for Germany -

Germany legalises cannabis, allowing possession of up to 25 grams and cultivating up to three plants for personal use -​

For youse perfessors who are actually in the bidness -- I see an awesome opportunity:

Germany will be like the US twenty years ago regarding legal weed.

Fargin Gold Rush.
 

SubGirl

Well-known member
Premium user
420club
Thankfully I was dealing with the Companies that offer the plans for part B not Medicare directly. Changing from this one to that one as the Specialist I want wasn't in the current network. Then we got wrapped up in AARP as the broker and damned if they didn't sell me a bill of goods I didn't need or want.

After sleeping (or not as the case was) for a night the wife called our current plan agent who is as sharp as they come, and he was like NO!!!! You just wanted to change your existing plan to include Docs in a different network not buy a supplemental plan.

Mother of God they don't make it easy, and I think it's designed to drive you nuts with the blasted runaround.
I’m confused with all the choices too. I’m getting ready to turn 65 and have to make decisions on Medicare and supplement insurance. Mr Sub kept his regular health insurance he had before he retired (BCBS) plus the additional medicare payment. So far everything has been paid in full except some prescription charges which so far have been tolerable but he pays around 400 a month for both and we don’t know how that compares to what others are paying and what they are getting for it. I guess I plan to do the same unless I find out there is a better deal. Don’t like the idea of having medical bills. We are both in good health. I do have some kidney issues and going to the specialist does cost me more than I like out of pocket. I’m hoping that those out of pocket expenses will go away after Medicare kicks in, of course I will have to start paying that too so you still pay….
‘it’s very confusing and all the tv commercials don’t help and only make me more skeptical about making decisions about it all. 🙁
 

SubGirl

Well-known member
Premium user
420club
Good morning everyone. Woke up early this morning to dog heaving sounds. We went to Waffle House for lunch yesterday and I brought home a doggie box which he started to eat (the actual plastic box…) before I took it away. He barfed up a piece of it so I’m hoping he doesn’t have anymore down there… always a thing with puppies. They are stupid.
Decided to take a shower and start my day. On my second joint now and second cup of brew too.
I’m excited as today they deliver my new stove. The old one finally shit the bed which I knew was going to happen as I’ve been having to put all my weight into the temp up button to get it to work. It finally doesn’t work.
This is the one I picked…
IMG_2398.jpeg
 

Gray Wolf

A Posse ad Esse. From Possibility to realization.
Mentor
ICMag Donor
Veteran
I’m confused with all the choices too. I’m getting ready to turn 65 and have to make decisions on Medicare and supplement insurance. Mr Sub kept his regular health insurance he had before he retired (BCBS) plus the additional medicare payment. So far everything has been paid in full except some prescription charges which so far have been tolerable but he pays around 400 a month for both and we don’t know how that compares to what others are paying and what they are getting for it. I guess I plan to do the same unless I find out there is a better deal. Don’t like the idea of having medical bills. We are both in good health. I do have some kidney issues and going to the specialist does cost me more than I like out of pocket. I’m hoping that those out of pocket expenses will go away after Medicare kicks in, of course I will have to start paying that too so you still pay….
‘it’s very confusing and all the tv commercials don’t help and only make me more skeptical about making decisions about it all. 🙁
Check out Wellcare Health Net
 

Gray Wolf

A Posse ad Esse. From Possibility to realization.
Mentor
ICMag Donor
Veteran
I will thanks GW. I’ll take any advice and education on the subject as I’m now looking at that stuff.
It is confusing and I started with AARP but when Grayfox retired she used a broker to explain the different systems and we both switched to Health Net for equal coverage without us having to pay anything.

One thing to check is whether your doctor accepts your choice of insurance. Grayfox recently switched to another insurance provider after her doctor of many years stopped accepting Health Net.
 

Gray Wolf

A Posse ad Esse. From Possibility to realization.
Mentor
ICMag Donor
Veteran
I have that and was just prescribed Creon(basically delayed release pancreatic enzymes). My first month prescription will run me $1200! After that it drops to a mere $650! That being said, I have $0 copay for blood thinners and hypertension pills…
Ouch! Good point on patent medicines and something to consider and check on when selecting a plan, if generics aren't available.
 

SubGirl

Well-known member
Premium user
420club
It is confusing and I started with AARP but when Grayfox retired she used a broker to explain the different systems and we both switched to Health Net for equal coverage without us having to pay anything.

One thing to check is whether your doctor accepts your choice of insurance. Grayfox recently switched to another insurance provider after her doctor of many years stopped accepting Health Net.
Unfortunately I no longer have a regular doc that knows me well enough to call my own. My current doc just retired thank god as he was terrible. I’m rolling the dice on who his replacement is. Good thing is all I need them for is a regular checkup and to schedule all my annual stuff. i use the walk in clinics around here if I get sick as they are way better to deal with than my regular docs office.
 

SubGirl

Well-known member
Premium user
420club
Ouch! Good point on patent medicines and something to consider and check on when selecting a plan, if generics aren't available.
My momma was getting gigged big time with prescription costs. I didn’t know it till I got involved with her health at the end. They were even charging her 60.00 for something she could get OTC for 8.00. You have to really watch out…
 

Gray Wolf

A Posse ad Esse. From Possibility to realization.
Mentor
ICMag Donor
Veteran
Unfortunately I no longer have a regular doc that knows me well enough to call my own. My current doc just retired thank god as he was terrible. I’m rolling the dice on who his replacement is. Good thing is all I need them for is a regular checkup and to schedule all my annual stuff. i use the walk in clinics around here if I get sick as they are way better to deal with than my regular docs office.
My doctor of many years fired me when I went on Medicare because they only pay about 58% of market price and the doctors can't stick the patient with the difference, so just write it off. As a result, not all doctors will accept new Medicare patients. Mine wanted me to pay him an additional $1K a year for me to retain him.

I've gone through three since then as they retired themselves, and now have a young female doctor that will ostensibly outlive me before retiring.
 

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