Happy birthday Dog.
For youse perfessors who are actually in the bidness -- I see an awesome opportunity:In the news today - very good news for Germany -
Germany legalises cannabis, allowing possession of up to 25 grams and cultivating up to three plants for personal use -
Germany officially legalises cannabis
Germany has today joined the list of countries who have legalised cannabis for personal use. As a result, smoking the drug in a lot of public spaces will be legal from 1 April.www.dailymail.co.uk
I’m confused with all the choices too. I’m getting ready to turn 65 and have to make decisions on Medicare and supplement insurance. Mr Sub kept his regular health insurance he had before he retired (BCBS) plus the additional medicare payment. So far everything has been paid in full except some prescription charges which so far have been tolerable but he pays around 400 a month for both and we don’t know how that compares to what others are paying and what they are getting for it. I guess I plan to do the same unless I find out there is a better deal. Don’t like the idea of having medical bills. We are both in good health. I do have some kidney issues and going to the specialist does cost me more than I like out of pocket. I’m hoping that those out of pocket expenses will go away after Medicare kicks in, of course I will have to start paying that too so you still pay….Thankfully I was dealing with the Companies that offer the plans for part B not Medicare directly. Changing from this one to that one as the Specialist I want wasn't in the current network. Then we got wrapped up in AARP as the broker and damned if they didn't sell me a bill of goods I didn't need or want.
After sleeping (or not as the case was) for a night the wife called our current plan agent who is as sharp as they come, and he was like NO!!!! You just wanted to change your existing plan to include Docs in a different network not buy a supplemental plan.
Mother of God they don't make it easy, and I think it's designed to drive you nuts with the blasted runaround.
Check out Wellcare Health NetI’m confused with all the choices too. I’m getting ready to turn 65 and have to make decisions on Medicare and supplement insurance. Mr Sub kept his regular health insurance he had before he retired (BCBS) plus the additional medicare payment. So far everything has been paid in full except some prescription charges which so far have been tolerable but he pays around 400 a month for both and we don’t know how that compares to what others are paying and what they are getting for it. I guess I plan to do the same unless I find out there is a better deal. Don’t like the idea of having medical bills. We are both in good health. I do have some kidney issues and going to the specialist does cost me more than I like out of pocket. I’m hoping that those out of pocket expenses will go away after Medicare kicks in, of course I will have to start paying that too so you still pay….
‘it’s very confusing and all the tv commercials don’t help and only make me more skeptical about making decisions about it all.
I will thanks GW. I’ll take any advice and education on the subject as I’m now looking at that stuff.Check out Wellcare Health Net
I have that and was just prescribed Creon(basically delayed release pancreatic enzymes). My first month prescription will run me $1200! After that it drops to a mere $650! That being said, I have $0 copay for blood thinners and hypertension pills…Check out Wellcare Health Net
It is confusing and I started with AARP but when Grayfox retired she used a broker to explain the different systems and we both switched to Health Net for equal coverage without us having to pay anything.I will thanks GW. I’ll take any advice and education on the subject as I’m now looking at that stuff.
1200 out of pocket?I have that and was just prescribed Creon(basically delayed release pancreatic enzymes). My first month prescription will run me $1200! After that it drops to a mere $650! That being said, I have $0 copay for blood thinners and hypertension pills…
Ouch! Good point on patent medicines and something to consider and check on when selecting a plan, if generics aren't available.I have that and was just prescribed Creon(basically delayed release pancreatic enzymes). My first month prescription will run me $1200! After that it drops to a mere $650! That being said, I have $0 copay for blood thinners and hypertension pills…
Unfortunately I no longer have a regular doc that knows me well enough to call my own. My current doc just retired thank god as he was terrible. I’m rolling the dice on who his replacement is. Good thing is all I need them for is a regular checkup and to schedule all my annual stuff. i use the walk in clinics around here if I get sick as they are way better to deal with than my regular docs office.It is confusing and I started with AARP but when Grayfox retired she used a broker to explain the different systems and we both switched to Health Net for equal coverage without us having to pay anything.
One thing to check is whether your doctor accepts your choice of insurance. Grayfox recently switched to another insurance provider after her doctor of many years stopped accepting Health Net.
My momma was getting gigged big time with prescription costs. I didn’t know it till I got involved with her health at the end. They were even charging her 60.00 for something she could get OTC for 8.00. You have to really watch out…Ouch! Good point on patent medicines and something to consider and check on when selecting a plan, if generics aren't available.
My doctor of many years fired me when I went on Medicare because they only pay about 58% of market price and the doctors can't stick the patient with the difference, so just write it off. As a result, not all doctors will accept new Medicare patients. Mine wanted me to pay him an additional $1K a year for me to retain him.Unfortunately I no longer have a regular doc that knows me well enough to call my own. My current doc just retired thank god as he was terrible. I’m rolling the dice on who his replacement is. Good thing is all I need them for is a regular checkup and to schedule all my annual stuff. i use the walk in clinics around here if I get sick as they are way better to deal with than my regular docs office.
Yep. I didn’t pick that script up. The doc isn’t even sure it will work. It is a shot in the dark. WTF!1200 out of pocket?
That’s crazy. We don’t take a lot of meds and probably only the cheap ones. One of my scripts is free…Yep. I didn’t pick that script up. The doc isn’t even sure it will work. It is a shot in the dark. WTF!