The Original O'l Farts Club.

[imiubu]

The best laid plans...

Murphys' law applies

My brother has been here on vakay.
Today we head to Detroit for his daughters wedding pix.
He got a call from his bank late yesterday to notify him
that his card was shut down due to 'suspicious' activity.
YAY they were on it but...
How is he now to check out of the hotel?

Luckily, I did not close out my personal line of cred. acct.
at my bank and it is just across the street from his hotel.
Gonna go yank some cash out so I can spring him
from his lodgings.

He was kind freaking out and now, all is well

Ever onward.

 

[Putembk]

The best laid plans...

Murphys' law applies

My brother has been here on vakay.
Today we head to Detroit for his daughters wedding pix.
He got a call from his bank late yesterday to notify him
that his card was shut down due to 'suspicious' activity.
YAY they were on it but...
How is he now to check out of the hotel?

Luckily, I did not close out my personal line of cred. acct.
at my bank and it is just across the street from his hotel.
Gonna go yank some cash out so I can spring him
from his lodgings.

He was kind freaking out and now, all is well

Ever onward.

Still a pain ....have to get new credit cards. Happened to me more than once!

 

[SubGirl]

With my credit union it’s best to let them know you are going out of town. That has happened to me before when I came to Virginia on a trip and went to buy a baby crib for our duaughter and was turned down at the register until I made a few phone calls. It was embarrassing for sure but I guess I’m glad they were looking for that

 

[Putembk]

I try and use cash as much as I can but we are moving closer and closer to a credit card world. I don't like a debit card because it comes directly out of the bank making it harder to get out loss back.

With a credit card you have the ability to dispute any charges.

 

[Gypsy Nirvana]

I probably see a couple a week in the local news. They just love publishing folks names and addresses to shame them.

No, I don't believe mouthwash will help, they'll just make you sit there while they rip the car to pieces and then if the test is inconclusive it's a trip to the station for bloods to be taken. We can refuse a test, but it's an automatic ban.

Another good reason not to drive a motor car - or motor bike - - mind you - it probably won't be long before they get around to 'Stop and Test' - pedestrians - and cyclists - making being stoned in the city or countryside an illegality - then they'll come knocking on your door - to test you at home - 'praps? - it wouldn't surprise me -





* yup it's Friday - the original 'Friday on my Mind' - by the Easybeats - then David Bowie covers it - from the album 'Pinups' - walking around with Peter Frampton -

 

[giggy]

Morning everybody, setting on front porch waiting on physical therapist. Cute little petite thing but knows her job.. after that will be coffee and breakfast. I just don't want to be in this position. Chat at yall in a bit.

 

[SubGirl]

I try and use cash as much as I can but we are moving closer and closer to a credit card world. I don't like a debit card because it comes directly out of the bank making it harder to get out loss back.

With a credit card you have the ability to dispute any charges.

Yes and everyone wants your apple wallet now. I have refused so far to turn that on but it has caused delay in music venues as everyone just bumps their phone against the little box to get in.
‘when we went to the Neil Young concert, we had to wait for an internet connection to show our emailed ticket. It was a rainy day so I was worried for a minute…

 

[Magu🌈]

Another good reason not to drive a motor car - or motor bike - - mind you - it probably won't be long before they get around to 'Stop and Test' - pedestrians - and cyclists - making being stoned in the city or countryside an illegality - then they'll come knocking on your door - to test you at home - 'praps? - it wouldn't surprise me -





* yup it's Friday - the original 'Friday on my Mind' - by the Easybeats - then David Bowie covers it - from the album 'Pinups' - walking around with Peter Frampton -

My uncle got arrested for speeding on a ten-speed bicycle while drunk in texas around 1983.

 

[SubGirl]

Morning everybody, setting on front porch waiting on physical therapist. Cute little petite thing but knows her job.. after that will be coffee and breakfast. I just don't want to be in this position. Chat at yall in a bit.

Glad you PT is cute. Makes it more something to look forward to

 

[imiubu]

Still a pain ....have to get new credit cards. Happened to me more than once!

Serendipity at play here perhaps?
I was going to close that acct. out this month and have been too busy.
I wanted to avoid the $25 yrly. fee then roll my 1 remaining cc into another lower
interest, higher % back and only then have just the one card. Hadn't gotten roundtoit.
Now instead, the full line of credit is avail. and I can help

 

[BumSplodgeBrownPants]

I had my bank card swallowed in Belgium once, then my iphone decided to die on me minutes after so I couldn't call home for help and I didn't remember any phone numbers... all stored in the phone.
I was working at a big bike race called Tour de France.
Luckily the guy who ran the campsite i was sleeping on fed and watered me with frites n mayo and the odd sausage and beer all weekend, until Monday morning when I managed to get my card back from the bank upon opening.

I have loved Belgium ever since.

We had a meal in a restaurant on holiday there once, didn't realise it was cash only and they straight up said, have some drinks on us and pay for your meal tomorrow instead of going into town to get cash. That's where I discovered I loved chicory.

 

[OleReynard]

Ain't this the truth

 

[OleReynard]

I try and use cash as much as I can but we are moving closer and closer to a credit card world. I don't like a debit card because it comes directly out of the bank making it harder to get out loss back.

With a credit card you have the ability to dispute any charges.

Debit card has that option we've used it, no.problem

 

[BumSplodgeBrownPants]

Well, the weekend starts here. I've no need to use the car or leave the house apart from walkies.

Jimi and my mate Gnomey say hi.

 

[imiubu]

With my credit union it’s best to let them know you are going out of town. That has happened to me before when I came to Virginia on a trip and went to buy a baby crib for our duaughter and was turned down at the register until I made a few phone calls. It was embarrassing for sure but I guess I’m glad they were looking for that

I too began using cash only about 2.5 years ago.
Paid off all my cards and cancelled all but 1 'emergency' card.
I've saved a fair bit of cash to stash this way also. Swiping is
so easy to make non essential/ spur of the moment purchases (I'm certain that's 'their' plan).
Cash, for me at least, causes pause for thought prior to handing it over.

Brother said that next year he's getting a "Rick Steves" money belt

Edit:
Oops I replied to the wrong post lol

 

[imiubu]

My uncle got arrested for speeding on a ten-speed bicycle while drunk in texas around 1983.

My brother got pulled over for drunk driving his riding mower down to the local small town pub

 

[BumSplodgeBrownPants]

My uncle got arrested for speeding on a ten-speed bicycle while drunk in texas around 1983.

Have you ever tried riding a bicycle when drunk?

You uncle must have some serious bike riding skills!

The wife and I tried riding our bikes home after a beer festival once. I spent most of the time giggling my nuts off in the hedgerow.

 

[HempKat]

Nice example of showing that there is some route to recovery - to make quite a considerable improvement physically - if you can find the discipline to put a good workout routine together - and keep at it religiously - until you can achieve considerable gains -

- Butterbean was almost dead - but thru hard work and concious discipline - he forced himself to get better and improve himself physically and mentally - - so improving his potential longevity and quality of life -

Your words are all very true and people would look and feel better and be healthier if we could all do that. The problem is that the vast majority of us don't have that strong of discipline unless confroonted with something really bad like a major health crisis or that of a loved one.. Some of us even are unable to be that disciplined when we are confronted with a major health crisis.

The real problem isn't discipline really, we can all manage to exert discipline for short periods if the resullts are fast enough. Even for long periods if the results are slow but we enjoy that which we must do when applying that discipline. So the two main issues are how quick are the results and how fun is that which we must do to obtain those results. Unfortunately most of the best things to do to improve our strength, mobility, fitness and health aren't vparticularly enjoyable and/or the results are particularly quick. Which is why there is a huge billion dollar industry in the health and fitness market. Most of which either try to make things more fun and or faster. Like pills that promise to make you burn fat while you sleep, or crazy diets that promise amazing results in a short period of time and all sorts of exercise routines based on non traditional weight loss activities such as dancing or yoga, or martial arts.

These things do often work for people but the results are short lived because when we acheve our goals we go right back to the things that caused us to need these miracle diets or this disciplined exercise. Maonly because we came to know we had to do something and went for the quickest way to get there if we could just make ourselves stick with it long enough. Not realizing that what we needed to do was make lifestyle changes that we could reasonably stick with for the rest of our lives. I mean some of us can because some actually enjoy going to the gym and working out and or jogging several miles per day. Unfortunately many of us don't enjoy the hard workouts at the gym or jogging several miles per day. Those things are great if you can stick with it and they'll give you the best results if you want to be buff or ripped. In fact if part of what you want is to be buffed or ripped you really need to recognize that there is no way to avoid doing those things dauly for the rest of your life. You're not going to get 6 pack abs just by dieting unless maybe underneath all the excess weight you have 6 pack abs waiting to be set free. If however you just want to lose weight and be healthier then almost anything you enjoy that can keep you actively moving for about 90 minutes can work. if it's something you actually enjoy doing then you don't even need much discipline

Now if you can combine 90 minutes of daily activity along with a sensible diet you can achieve pretty amazing results in a reasonable amount of time. The problem for many though is they don't really enjoy calorie restrictive diets there's just too many things that taste so good that can't be resisted for more then a month or two. What if I told you though that you couldlose weight without cutting out all that stuff you enjoy eating now? See the real key is the 90 minutes of enjoyable activity (the more it makes you sweat the better). The big reason why so many are overweght is because in the last 100 years or so a great many things got easier with one of the biggest being the ability to drive where you want to go rather then walking. I mean go back and look at how people were when they had to walk everywhere. Sure there were horses and carridges but the average person (meaning those who weren't wealthy) couldn't afford to keep those things to use whenever they wanted so they had to walk. Another big difference was that most of the work back then involved more physical labor, so with all that hard work and walking people were burning off more calories. All weight loss really is, is the act of burning off more calories then you consume. Now I know some people will talk about thyroid issues that screw with their metabolism but that mostly hogwash and just excuses people use. There is no medical condition that will cause you to keep or gain weight if you burn off more calories then you consume. Sure they can slow things down but not prevent weightloss.

So here is what you do, first you need to stabize your weight, in otherwards get yourself to the point where your unrestricted consumption of the things you like to eat doesn't cause you to gain even more weight. Once you're at that point your calories burned are roughly equal to the calories you consume. Once you know you're at that point and happy/comfortable where you don't feel deprived of what you enjoy then you need to find that activity you enjoy that you can do daily for at least 90 minutes. be realistic though, it's got to be something that gets your heart rate up. You can't say, "well I like knitting" and expect 90 minutes of daily knitting to cause you to lose weight. However, 90 minutes of walking, dancing, swimming, bicycle riding, sex (although lets face it 90 minutes of sex on a daily bass isnot very realistic, fun yeah but realistic no). The important thing is it must be something you enjoy enough that you can incorporate it into your daily routine for the rest of your life, so choose wisely. If you can stabilize you weight with you normal eating habits but can add 90 minutes of good activity you'll lose weight guarenteed. There is one other important thing, you must continue all the other parts of your daily routine because all of it adds up to you daily calories burned. If your daily rountine is the same you diet the same but you've now added 90 minutes of daily activity, your calories burned will become greater then the calories consumed and you will lose weight.

I know this because I've lived it. There was a point in my life where I was up to 350lbs and I was not happy and wanted to do something about it. I noticedd also that the things I ate wasn't causing me to lose of gain more weight. I'm talking eating things like cheeseburgers, pizza, lasagna, tacos, cake and ice cream, home baked cookies, etc. I mean I also ate healthy things like fruits and vegtables but I didn't stop eating all those things that they tell you are bad for you. So I said okay I need to add a good amount of calorie burning activity and that will cause me to lose weight. So I picked walking, because it was something I liked to do that I could see myself doing daily and stick to it. I started in May and commited to walking 5 miles per day which took me roughly 90 minutes. By October my weight had dropped 75 lbs from 350 to 275. I did nothing else dfferent and I continued to eat all those types of food I mentioned before and the weight came off. Now sure if I cut out a lot of those foods or did something even more strenuous then I would have lost more and probably in less time. My goal was not to achieve something quiclkly but rather get results doing something I could srick with. The only real discipline I had to apply was to not tell myself, "Okay you've been doing good and lose some weight so you can reward yourself by skipping days now and then or y eating more fattening foods." I just kept things the same but added the activity. When I went to the doctors and they did my routine blood work all my numbers were improving my A1c was good, my cholesterol was good,, my kidney functions, my blood pressure, heart rate etc. It was all good and getting better. My doctor was delighted. Then the opioid crisis hit, they took my pain meds away and I could no longer do my 5 mile walk every day. The weight came back, my numbers got worse and all sorts of other negative things I'll not go into detail about.

The point to all this is that all you need to do is find a good activity that you can do daily for at least 90 minutes and you'll see results Now I should point out that at a starting point of 350 I was way above my ideal weight and that's why I achieved 75lbs lost in 6 months. As you get closer to what your weight loss should be it will slow down. Normal healthy weight loss is said to be about 2lbs per week. once you hit that point though you should be so pleased with your results that you'll now want to push yourself more by cutting out some of those fattening foods or adding more strenuius activity.

 

[OleReynard]

I too began using cash only about 2.5 years ago.
Paid off all my cards and cancelled all but 1 'emergency' card.
I've saved a fair bit of cash to stash this way also. Swiping is
so easy to make non essential/ spur of the moment purchases (I'm certain that's 'their' plan).
Cash, for me at least, causes pause for thought prior to handing it over.

Brother said that next year he's getting a "Rick Steves" money belt

Edit:
Oops I replied to the wrong post lol

Yep I cashed out too.
Only thing I have now is a debit/credit card from same bank.
Cabin paid off as I built it.
Just have running utilities and vehicle payment

 

[OleReynard]

My brother got pulled over for drunk driving his riding mower down to the local small town pub

Not unheard of even petal bikes