Sm-90 does not harm beneficial bacteria. Several years ago there was a lot of misinformation saying it does kill beneficials, but it was proven that it doesn't. A few members from icmag contacted the company directly a few years ago.
That is a common misconception about SM90.
SM90 does not have a negative effect on beneficials.
I did some research a little over a year on the subject.
Many web sites are giving wrong info that SM90 kill beneficials.
Another blurb from Kelly:
I have spoken with the micro-biologist and he has assured me that the SM-90 was not interfering with colonization of beneficial's in the root zone.
I have also verified with a microscope.
He also told me that he is aware of the misinformation out there but it is on too many web sites to keep up with and correct.