dogzter
Drapetomaniac
Quarters!?!A very wise gentleman that I know, who is unfortunately now deceased, told me a long time ago that most people lose money whenever they forget their situation: i.e. old age being a major factor. If you are relatively debt free (whew), or nearly so, your primary focus should be: "Return of investment, much more so than, Return on investment". You are not going to be counting any of your perceived profits in the coffin, so perhaps better to be safe, and to enjoy life. I always, half-joking, but utterly serious, state when asked, if you have a need to gamble, go to Vegas. Bring quarters.
They better still have nickel slots!