monastic method i find more mysticalTrue.
But you have to practice methods that fit your situation on a regular basis to get results.
You can't use monastic methods and have a job. And you don't need the rituals they are exercising at home. I don't want to say, that they don't work.
In Western countries, there are hardly any monasteries that are supported by the community as in Asia. Monks often have to survive economically on their own, which contradicts the Vinaya (monastic rules), which prohibits monks from working or owning money.