This gets a bit confusing, so bear with me.
Your calculations are correct, but you don't need to calculate the 120v amperage like that. You can take the total wattage and divide by 240v to get the amperage because (and providing that you do this properly!) you will be running a 240v feed and your 120v loads should be close to evenly split between the two phases. It is always important, and in cases like this it is critical, to keep your loading as close to being balanced as you can. If you load all of the 120v equipment onto one phase, you will not only get a voltage imbalance, but you will need to run a much larger service than if the load was balanced.
More confusing stuff - the 80% rule doesn't contribute to the voltage drop per se. Remember that the 80% rule only applies to continuous loads, which are defined as loads that are over three hours in duration. Your voltage drop calculations need to be based on the circuit ampacity, so if you are planning on running 30a, then you use that for your calculation. Then, when hooking up your loads, you bear in mind that you have 24a available for continuous use and that you can bump up to 30a for short-term loads.
Your foreseeable load at this point is 3200 watts, so if you could keep it perfectly balanced, you would only have a 13.5a load at 240v. Now, it will be impossible to keep things perfectly balanced, and you need to take into account things like the a/c unit drawing 300% rated current when the motors start up. Dropping from a 30a service to a 20a (16a continuous) would probably work for the near term, but it would be really tight with the headroom that you want factored in. If it was me, I would stick with the 30a feed - these setups never seem to get smaller, and you certainly don't want to do it over for the what the cost differential would be at this point.
Your calculations are correct, but you don't need to calculate the 120v amperage like that. You can take the total wattage and divide by 240v to get the amperage because (and providing that you do this properly!) you will be running a 240v feed and your 120v loads should be close to evenly split between the two phases. It is always important, and in cases like this it is critical, to keep your loading as close to being balanced as you can. If you load all of the 120v equipment onto one phase, you will not only get a voltage imbalance, but you will need to run a much larger service than if the load was balanced.
More confusing stuff - the 80% rule doesn't contribute to the voltage drop per se. Remember that the 80% rule only applies to continuous loads, which are defined as loads that are over three hours in duration. Your voltage drop calculations need to be based on the circuit ampacity, so if you are planning on running 30a, then you use that for your calculation. Then, when hooking up your loads, you bear in mind that you have 24a available for continuous use and that you can bump up to 30a for short-term loads.
Your foreseeable load at this point is 3200 watts, so if you could keep it perfectly balanced, you would only have a 13.5a load at 240v. Now, it will be impossible to keep things perfectly balanced, and you need to take into account things like the a/c unit drawing 300% rated current when the motors start up. Dropping from a 30a service to a 20a (16a continuous) would probably work for the near term, but it would be really tight with the headroom that you want factored in. If it was me, I would stick with the 30a feed - these setups never seem to get smaller, and you certainly don't want to do it over for the what the cost differential would be at this point.