mendo-local
Member
Exactly what I was thinking.... what do you have to lose?
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home owners insurance wants to drop me.
- Thread starter Meds215
- Start date
Exactly what I was thinking.... what do you have to lose?
Agreed, otherwise it's an empty threat.
. wish us luck way to much to loose. But if we have to go the fighting rout we have an attorney now.
D
DoubleDDsNuggs
that is great news!! talking to the actual property owner is your best bet. however, that would be a sight to see if you could load that in a truck heading down the highway. With that amount of pot, even in the most desperate of situations, I'm sure money can talk. Sucks you had to deal with this blatant act of discrimination! Maybe it's time to start saving up for some property. eventually you can make money off the property growing and possibly finance a house. small steps can lead to a more comfortable life. I could never grow if I didn't own. I would be too paranoid.
lol i hear ya im looking at some owner financing properties with trailers and stuff for next year im tired of this crap i been dealing with landlords and growing for 5 years, property inspections, cant do this cant do that, more property inspections, no growing. but man i wasnt looking forward to loading these into a truck, but i did think about how to do it if i had to, 5 guys lift onto pallet, pallet jack to move pallet to moving box truck with lift gate, load into truck repeat as many time as necessary estimated moving cost 2500 with 5 guys a pallet jack and moving truck
They (insurance company)can't refuse insuring the property just because of growing. The problem is that they won't cover damages caused by growing because it's still federally illegal. I'm guessing the property management/ property owner doesn't like that because they could get stuck with a bill if something happened. Let's say some one decided to try and steal your plants and kicked in the door. The insurance company wouldn't cover the damages because it occurred because of mmj. Or if you moved out and left the place trashed and he filed a claim for damages they could deny it and the property owner would have to pay out of his own pocket to fix it. I would just squat it out until harvest than find s new place.
Meds215 - Clean the house, make sure there is no damage on the property. Sounds like the owner is paranoid you guys will trash the place. Set up an account where you could place a large cash deposit in the event things get trashed. Be respectful of the house and property and the owner will relax IMO. Find out what he fears, and fix that problem. Direct conversation is your friend at this point, as you have nothing to hide.
Maybe have some key phrases when talking with him...." I always leave my rentals in better shape than when I first moved in. Keeps a lower profile."
Maybe have some key phrases when talking with him...." I always leave my rentals in better shape than when I first moved in. Keeps a lower profile."
Yea the girl who lived there last year blew it up with all mounds and left her dirt there so he's probably a little iffy with growers but told him we'll be put in Dec that made him happy
Strange, I have faced a similar issue and now want to find an alternative provider, in which company you're with right now, and how much you're paying?
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St. Phatty
Active member
I would clean my water pipe.
Won't fix the landlord situation ... but at least the pipe will be smooth-hitting.
Won't fix the landlord situation ... but at least the pipe will be smooth-hitting.
Ca++
Well-known member
wow.. 8 years reboot.
I have not insured for a number of years, as it's not legal here. The loss of contents will be linked to criminal activity, and no court action would say otherwise.
Even if legal, an insurer doesn't have to accept your risk. A stinking garden full of money is more likely to get criminals around than not. Criminals that will have to give you a few breakages just to be sure you are not hiding 100$ from them. They are not staying in the garden. It's this element of criminality that keeps it illegal here. The law doesn't generally care about your home grow. They care about the scum it attracts. So they punish the grower for the scums effects on society. I digress..
It's a matter of risk assessment, and such an assessment might not be straight forward. So many companies just say no, which might be in the form of a crazy quote.
I have not insured for a number of years, as it's not legal here. The loss of contents will be linked to criminal activity, and no court action would say otherwise.
Even if legal, an insurer doesn't have to accept your risk. A stinking garden full of money is more likely to get criminals around than not. Criminals that will have to give you a few breakages just to be sure you are not hiding 100$ from them. They are not staying in the garden. It's this element of criminality that keeps it illegal here. The law doesn't generally care about your home grow. They care about the scum it attracts. So they punish the grower for the scums effects on society. I digress..
It's a matter of risk assessment, and such an assessment might not be straight forward. So many companies just say no, which might be in the form of a crazy quote.
Switcher56
Comfortably numb!
Depends on the province, unfortunately and property owners have "rights" too
Maple_Flail
Well-known member
holy necro bat man....
8 years later... not much has changed
some, as in very few insurance companys cover Cannabis here in canada, and rec numbers only.... for like a annual 4x, 5x price hike.
most will walk away from you if you mention growing at all. pretty lame IMHO
8 years later... not much has changed
some, as in very few insurance companys cover Cannabis here in canada, and rec numbers only.... for like a annual 4x, 5x price hike.
most will walk away from you if you mention growing at all. pretty lame IMHO
St. Phatty
Active member
Unfortunately the insurance companies often paint with a broad brush.
There are things you can do to make sure that water leaks NEVER have a chance to damage property.
Same for electrical problems.
But unfortunately, insurance companies lump all indoor grows together.
An indoor grow run by a conscientious knowledgeable person is SAFER than a house with no indoor grow, run by careless morons.
There are things you can do to make sure that water leaks NEVER have a chance to damage property.
Same for electrical problems.
But unfortunately, insurance companies lump all indoor grows together.
An indoor grow run by a conscientious knowledgeable person is SAFER than a house with no indoor grow, run by careless morons.
