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Crap - Insurance Co. wants to inspect house

kennycar

Member
I cant figure this out ... did they ask if they could come and look ... or did they just tell you that they were coming ? And after all these years why now and what for ? did your wife ask them anything about there reason for coming in the first place ? This all sounds way to fishy to me. But regardless of what it is realy about ( cause you probably wont ever find out) I would definitly change insurence co. soon as possible !
 
G

Guest

kennycar said:
I cant figure this out ... did they ask if they could come and look ... or did they just tell you that they were coming ? And after all these years why now and what for ? did your wife ask them anything about there reason for coming in the first place ? This all sounds way to fishy to me. But regardless of what it is realy about ( cause you probably wont ever find out) I would definitly change insurence co. soon as possible !
I took the call - he did not ask, he told me they were coming to do inspection.

This seems to be a trend around here, I've talked to 2 people today in my area that have had the same thing.

One friend was told they had to have their roof fixed, or insurance co. would drop them.

I'm thinkin' the swabs are for mold, asbestos and maybe things like meth labs, etc.

My gro is VERY small - totally portable if I have to, and I have no permanent fixtures, walls, barriers or exhaust/intake holes, so I think I'll be OK if I just move it all to my folks, and clean up real well.

My folks are awesome - but I'm no kid (mid 40's), and I've always told them the truth about smokin' and growin'.

We'll see - thanks again everyone, I'll keep ya posted.

ws
 

Maj.PotHead

End Cannibis Prohibition Now Realize Legalize !!
Mentor
Veteran
glad things are working out for ya but pls ask them while thier there why and what there swabn for. im sure other home owners would like to know also peace be safe grow on bro
 
G

Guest

Good to hear that you have such chill rents! wish mine were the same. GL.
 
They swab for toxic mold and lead. Never heard of anything else, but that's what they always do to my rentals, and then charge me for it!
 
G

Guest

OK - well, inspection done, and one paranoid stoner now laughing at himself... :pointlaug

The guy was here 5 minutes - asked maybe 5 questions about age of house, smoke detectors, fire extinguisher, etc.

Looked at basement for furnace and hydro panel - took pics of both. Took pics of kitchen, back porch and front porch (I have a sweet front porch an ex-sisterinlaw once described as a "beer drinkin' porch", it's huge, high and dry). Never even looked at upstairs, attic, etc.

Didn't swab a thing - I finally joked that I'd pictured a visit from CDC, with white enviro suits, geiger counters and swabs for ebola, explosives and toxic mold.

He laffed and said that he could go get the suit, but that he can "tell" what kind of place he's going into, and that he only checks for "those things" if he sees or "can tell" something isn't right. We joked about meth labs / grow houses (he brought it up), and he made some references to damage he's seen.

Then he left.

And I got high - whew. Gotta go back to folks house and get the girls. My folks rock. :kissass:

Thanks for everybodys input - it's nice to friends you can turn to. :wave:

ws
 
G

Guest

you must spread some reputation before giving it to wallstreet again:



its great that things worked out for you man :joint:
 

ItsGrowTime

gets some
Veteran
Good shit! And a nice tutorial for future readers about what they can expect in similar situations. Glad it worked out ok for you.
 

Maj.PotHead

End Cannibis Prohibition Now Realize Legalize !!
Mentor
Veteran
glad to hear it allw ent nice for ya i'll be experincing a refiance inspection soon myself, lol my door will be locked and i'll be a graveyard worker that dosent get up till 7pm if im woke before every1 hides the'll say. i'll have messurements of the room for him but door will be locked and me on other side my home was built in 71
 

badboyg

Member
so let me get this straight,, your insurance company now has the right to inspect your house including swabs,, I smell a big brother rat!!!

......
 

Maj.PotHead

End Cannibis Prohibition Now Realize Legalize !!
Mentor
Veteran
badboyg said:
so let me get this straight,, your insurance company now has the right to inspect your house including swabs,, I smell a big brother rat!!!

......
yes they do have the right if you denie them acess they wont renew your policy, no not big brother rat, if ya live in the gulf coast region of the us i could understand swabn for mold if your liven out west i could understand swabn for meth lab. when i home has been used for a meth lab the chemicals residue left behind cause cancer and all kinds of bad stuff to the ppl brewn the meth and any or all ocupaints after the lab is shut down and moved. them chems residue stay forever and ever paint over it n/p residue stll there
 
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