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Medicare has worked pretty well for me in the 6 months I have been on it, and I have the $0 premium supplement plan. Just went through a big check-up, they found issues, issues fixed with inpatient surgery. Gonna cost me out of pocket $400, maybe.
I pay the dentist cash, cause the insurance is crap, and I want him to be able to do what he thinks is right, vs what ins will pay for. I try to stay on his good side. Bringing them some N95 masks doesn't hurt.
Replacement eye lenses? Get out your wallet and it better be phat, cause insurance don't cover that..