well I joined about 3 weeks ago but just got my cards in the mail today. The true reason I joined AARP was to enroll in their motor club program. This program takes care of towing up to 100 miles, tire changes (VERY important to me), emergency gas assistance, and up to $1,500.00 trip interruption insurance paying for the tow, hotel, meals & a rental car if my trip is interrupted with a breakdown, this includes my Class A motorhome for an extra fee of course.
I know from my travels across the USA that when checking into a good hotel they ask for club affiliations (AARP or AAA), they do this to discount your stay, sometimes as much as 15% on rooms. use it just 4 times in a yr and pay for your membership. Discounts @ Denny's restaurants too which are all along our interstate system.
I broke down 30 miles from home & wanted my car towed back instead of being dropped locally there, I live in rural northern MN where tow rates are cheaper than most places & I was getting quotes of $200-250. I finally got my local guy to drive south 30 miles & tow me home to our neighborhood for $140. So if you use the tow service even once you've equaled maybe 4 or 5 yrs worth of member dues.