Getting new home owners insurance, inspection required?

[JointOperation]

liberty mutual didn't do a walk through or inspection. I signed up over EMAIL.. paid.. and that was that.

 

[Jhhnn]

Well more and more insurance companies are doing this, I know because I'm an insurance loss control agent. I inspect about 50+ homes a week. You have the rite to deny the inspection first off... We don't worry about closets, If you say don't go there I won't... I work for 4 major insurance companies... Some are Exterior only and Interior/Exterior. Its a good job look into it....

So which ones are exterior only?